WORLDWIDE PLANNING · INTERACTIVE TOOL

Home modification funding resource finder

Accessible Home Hub editorial · Updated 30 October 2026

Answer three short planning questions to find a funding starting point, or browse the resource directory below. Compare grants, assessed support and tax relief without treating the result as an eligibility decision.

Homeowner meeting a contractor at front door.
Illustrative setting; individual needs and installation requirements vary.

Grants, funded services and tax relief work differently. Programme rules, amounts and availability change. Confirm eligibility, permitted scope and written approval with the responsible agency before starting work.

Browse the funding resource directory

These filters are independent of the guided questions. They show a selected directory, not every available programme.

Applies to US results. Federal resources remain visible for each state; listings do not establish eligibility.

Listed funding resources

VA adapted housing: SAH and SHA

For qualifying service-connected disabilities and housing circumstances. Confirm current fiscal-year limits and approval requirements with VA.

Official starting point →

VA Home Improvements and Structural Alterations (HISA)

Lifetime HISA benefit is $6,800 for qualifying categories or $2,000 for other eligible disabilities. Projects must be medically justified; ask VA to confirm your category and remaining benefit before work.

Official starting point →

Medicaid home and community-based services

State programmes and waivers have distinct eligibility and covered services. Ask the state Medicaid agency about assessed environmental adaptations, prior approval and any waiting list.

Official starting point →

IRS medical expense guidance

A tax deduction is not an upfront grant. Publication 502 (2025) allows an itemised deduction for qualifying medical expenses exceeding 7.5% of adjusted gross income. Reimbursements and increases in home value can affect deductible capital costs; confirm the applicable tax year.

Official starting point →

Disabled Facilities Grants: England and Wales

Start with the council. Assessment and financial rules apply; ask about approval before starting work. Scotland and Northern Ireland use different routes.

Official starting point →

UK regional assessment and support routes

Use the regional starting points in our country guide and confirm availability with the responsible local service.

Official starting point →

Canada: Home Accessibility Tax Credit

A non-refundable tax credit for qualifying people, homes and renovation expenses. Confirm the relevant tax-year rules with the Canada Revenue Agency.

Read the HATC eligibility and claiming guide, with separate 2025 and 2026 notes.

Official starting point →

Australia: NDIS home modifications

Assessment, quotes and Victorian building checks: Melbourne complex-modification planning guide →

Funding depends on individual assessment, funding criteria and the supports approved in the plan. Minor and complex work have different requirements.

Official starting point →

Australia: aged-care AT-HM scheme

Home modification support is part of Support at Home and requires an aged-care assessment and approval. Confirm access, funding and provider arrangements.

Read the aged-care assessment and current funding guide.

Official starting point →

California: HCBA environmental accessibility adaptations

Funding rule: $5,000 lifetime maximum in the published waiver; exceptions can apply when residence or needs change.

For assessed Medi-Cal waiver needs. Contact the assigned waiver agency about eligibility, waiting lists, approval and any exception. This is separate from CalAIM Community Supports.

Source reviewed 8 October 2026

Official programme details →Published waiver limits (PDF)

California: local Community Supports availability

Funding rule: Ask the Medi-Cal managed care plan about environmental accessibility adaptations and its current limits.

Use the DHCS search tool to check participating plans and county availability. This is a different route from the HCBA waiver.

Source reviewed 8 October 2026

Official programme details →

Florida: SMMC Long-Term Care home accessibility adaptations

Funding rule: Current allowance requires confirmation with the managed care plan; no statewide $10,000 project cap verified in the reviewed source.

Home accessibility adaptation is a listed LTC service. Ask the care coordinator about assessed need, authorisation, permitted work and programme access.

Source reviewed 8 October 2026

Official programme details →

Texas: STAR+PLUS minor home modifications

Funding rule: $7,500 lifetime service limit and $300 yearly for repairs; the handbook describes an MCO exception process.

The individual service plan must identify the need. Confirm remaining benefit, exclusions and authorisation with the managed care organisation.

Source reviewed 8 October 2026

Official programme details →

New York: CFCO environmental modifications

Funding rule: $15,000 per year without prior Department of Health approval; medically necessary exceptions may exceed this soft limit.

CFCO is a covered State Plan service. Adaptations must address assessed needs in the person-centred care plan. Ask the responsible plan or local agency about current access and approval.

Source reviewed 8 October 2026

Official programme details →

Pennsylvania: Community HealthChoices home adaptations

Funding rule: Confirm the current service limit and authorisation with the CHC plan; no $10,000 lifetime cap verified in the reviewed source.

Home adaptations are listed for long-term services and supports participants. Eligibility, assessed needs and care-plan approval apply.

Source reviewed 8 October 2026

Official programme details →

US state entries and federal HISA and IRS guidance reviewed 8 October 2026. Canadian HATC resource and guide link reviewed 22 October 2026. Other country resources last reviewed 7 October 2026. Next planned US review: April 2027; amounts may change sooner. This is a selected directory, not a complete grant database.

Choose a route for your country

These links remain available without the guided tool. They provide starting points to check with the responsible service, not a decision about an individual application.

United Kingdom

United States

State programme rules and coverage differ. The directory covers five selected states alongside federal starting points.

Canada

The federal finder is not a complete provincial home-adaptation grant database. A tax credit is separate from upfront funding.

Australia

NDIS and aged-care access, assessment and approval are separate pathways.

Guided route sources checked 30 October 2026. Ask about the actual work, applicant, home and timing. For another country, start with the local services and authorities.

State funding guides

Prepare your funding questions

Country notes · Quote comparison worksheet

Frequently asked questions

Does the funding finder tell me whether I am eligible?

No. It suggests a starting point based on the country, support topic and project stage you choose. The responsible agency checks the person, home, proposed work, evidence and programme rules. The tool does not award funding or rule out other support.

Can I use the same home adaptation grant route throughout the UK?

No. England, Wales, Scotland and Northern Ireland have different assessment and administration routes. Choose the UK nation in the guided questions or use the separate official links. Confirm the process with the council or relevant health and social-care service.

What if home modification work has already started?

Select “Work started or paid for” to see timing questions. Give the responsible agency or supplier the actual dates and ask what can still be considered. Do not assume retrospective funding. Tax claims, supplier invoice corrections and programme awards have different rules.

Follow new guides: RSS feed · JSON feed